Will at least two major Nigerian banks announce a merger or acquisition by end of 2026?

The Central Bank of Nigeria has been pushing for banking sector consolidation through increased capital requirements. Predict whether this pressure will result in a merger or acquisition among tier-one or tier-two Nigerian banks. Consider recapitalisation deadlines, balance sheet strengths, CBN directives, shareholder dynamics, and precedents from previous consolidation rounds. Market resolves YES if at least two banks with commercial banking licenses announce a binding merger or acquisition agreement before 31 December 2026.